Angry Mortgage

Send us Fan Mail Special Guest Ben Rabidoux- Founder of North Cove Advisors and Edge Realty Analytics We do a deep dive on Canadian Real Estate Trend BY REGION (Because complaints about just GTA are noted) Home Sales, Price Trends & what to expect the rest of the year A deep dive on Mortgages & what might happen at the Bank of Canada Ben brings interesting Stats, surprising data points & some potential curveballs to watch for in the Canadian Economy Support the show

Send us Fan Mail Imagine a Mortgage Company that does more origination in a year than RBC: that's Dominion Lending Centers Group & the Cofounder of that company started it 21 years ago with ZERO Banking experience & no previous Mortgage Background Let's talk to a man who cold called to find his first Mortgage Broker & went on to build a Mortgage Network Monolith You will enjoy this Pod with Gary Mauris Support the show

Send us Fan Mail We’re thrilled to have The Honourable Pierre Poilievre, Leader of His Majesty’s Loyal Opposition and the Conservative Party of Canada on the Pod this week We cover a lot of ground: Trade War Housing Real Estate Affordability Canada's young people The current program of the Government And why the hell it's so hard to build stuff in this country anymore You'll get a chance to hear things you don't always get to hear from Mainstream Media Support the show

Send us Fan Mail Special Guest John Pasalis: President and Broker of Record at Realosophy Realty Inc. Brokerage What's really going on in Ontario Real Estate: let's get some honest answers from a true expert Why John saw the 416 Condo Crash coming years before the prices started dropping The long list of mistakes made by all levels of Government The myths & reality that fueled the wild price run ups of 2009 to 2022 What's going to happen to the Foreign Buyers Ban Lots more Support the show

Send us Fan Mail Special Guest: Dan Foch, Co-Host of the Canadian Real Estate Investor Podcast Dan lays out the case for the changing face of Realtors in an AI world: there are still going to be RE Agents but fewer, much more productive & possibly lower commissions What's going to happen in Ontario Real Estate? When's the market bottom: next quarter? Next Year? Farther? What about New Home Development: the Hi-Rise Condo will be dead for a while, how slow will Housing Starts be in Canada's biggest Province? Support the show

Send us Fan Mail Special guest Rich Dias- Strategist at IceCap Asset Management and Co-host of the Loonie Hour podcast? What should we be thinking about in the Canadian Economy Productivity: What does it really mean? What should we do? How does Canada become more Productive Natural Resources: a lost decade Why it's so important to our Economy How it supports our Social Safety Net Why it's a net benefit to Canada And why did we spend a decade flipping Real Estate & selling houses to each other Support the show

Send us Fan Mail It's an honor to have Scott Aitchison on the Pod- Member of Parliament for Parry Sound and Muskoka & Conservative Party Critic for Housing Scott & I break down the failures of all the recent Liberal Housing Policies We explore the reasons behind the massive run up in Canadian house prices, the utter failure to build more new houses & the betrayal of Young Canadians in the fight to own a home of their own Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/... Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Support the show

Send us Fan Mail Special Guest Dan McTeague- President of Canadians for Affordable Energy and Member of Parliament for 20 years The man who saves millions of Canadians money for free is back on the Podcast Dan McTeague reveals the Price Of Gas before it happens & for the last 5 months of the War in the Middle East that's been a huge asset to everyone in Canada We look at the twists & turns that have sent the price of a barrel of oil on a Rollercoaster ride Who is manipulating that market & why And how will 2 Billion Barrels of lost Oil Production resolve in the future Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/... Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Support the show

Send us Fan Mail How About Real-Life Confirmation Of The Ridiculous Unfairness of Canada's Housing Problems I sit down with Cara Stern- Journalist and Co-Host of The Missing Middle Podcast Cara brings the facts in her description of a young family's difficult journey to Home Ownership & all the pitfalls along the way Why things are so profoundly different from even 10 years ago How politics pumps out bad Housing outcomes And why the promise of 500,000 new homes a year has just become some sort of joke Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/... Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Support the show

Send us Fan Mail Special Guest Jeremiah Shamess- Executive Vice President at Colliers and Head of Private Capital Investment Group Jeremiah is one of Canada’s leading commercial real estate experts, with deep insight into land sales, development and investment across Toronto and the GTA. We talk about whether Canada’s real estate market is finally approaching the bottom, why Canadian downturns can last 8–11 years, and which parts of commercial real estate are already recovering. We also cover the condo crash, bulk buyers stepping in, the surprising return of office buildings, the shortage of seniors’ housing and why small townhomes have become one of the hottest products in the GTA. Has the worst of the real estate correction already happened — or are we only halfway through it? Support the show

Send us Fan Mail It's been Resource Expert Christmas & a Full Marathon all rolled onto one for Heather in the last 6 months Heather Xner- Pirot- Director of Energy, Natural Resources and Environment at Macdonald-Laurier Institute, has the inside scoop Pipelines, Renewed Middle East Conflict, Data Centres & the Prime Minister's Video saying Justin Trudeau was WRONG for 10 years Heather is always one of our most popular guests & her insight into the Canadian Energy & Resource sector is unparalleled Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Support the show

Send us Fan Mail Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Submit your questions at askgoodquestions.ca In this episode, Ron takes calls, gives his honest takes, and has lots of laughs. You don’t wanna miss it! Support the show

Send us Fan Mail Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Why is an old fat mortgage broker thinking about defense spending? Because in a country running massive deficits, there's some huge spending coming down the pipe David Perry gives us the inside information on what is likely to be one of the largest budget increases and spending initiatives of the Carney Liberal Government. He brings needed insights into reasoning behind big, expensive weapons programs and the thinking that led to those huge buys. He also lets us know just how difficult & disjointed Government procurement has been and how it may be getting rectified. Support the show

Send us Fan Mail Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) Special Guest David Herle- Partner at Rubicon Strategy and host of the Curse of Politics and Herle Burly podcasts David is one of the Top 2 or 3 Political Commentators in Canada & 40-year Polling Expert We talk about Polling, politics, the economy, what's the future for young Canadians & Working-Class people Who sees themselves as Middle Class in Canada anymore that answer may surprise you And what's Prime Minister Mark Carney really like? Support the show

Send us Fan Mail 📞 We want your questions! Submit it at askgoodquestions.ca A husband flees the country with a warrant out for his arrest. Questions about investing, buying a forever home, and plenty more chaos ensues. Support the show

Send us Fan Mail Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD) What The World Needs To Worry About Special Guest Keith Dicker Founder and CIO IceCap Asset Management and Co-host of the Loonie Hour Podcast Keith Dicker educates Canadians about our Macro Economic World every week on The Looney Hour We both share the same view on massive Government & Private Debt that circulates around the world Because the World Bond Market dwarfs the Equity Market which draws all the daily headlines the Bond Market seems quiet & safe Are we about to find out those assumptions weren't right? Support the show

Send us Fan Mail If you want to know what's going on in Real Estate Lawyer game in Ontario, you ask Mark And he has some startling information based on developing trends in Residential Purchases, Sales & Power Of Sales going on in Southern Ontario Some of it is shocking, some of it fascinating, some just plain tragic And all of it in massive contrast to the wild run up in the prior 14 years until 2023 This episode is a Banger Support the show

Send us Fan Mail You’re divorced. Now what? Your living situation is likely your biggest asset and your biggest headache. In this episode, Ron takes your calls and answers the tough questions about moving on and moving out, and more. Stop guessing. Start asking. Submit your questions for the next show at: askgoodquestions.ca Support the show

Send us Fan Mail Special Guest Albert Collu- CEO & President of Marathon Mortgage Corp What's going on with Mortgage Rates? One thing for sure: we have proof positive there's no Bank collusion on Mortgage Rates because for 8 weeks there has been outright war on Fixed Rates, 2 Banks undercutting the rest Why does this happen? What's it mean for Borrowers And why has the Federal Government gone all in on Rental New Construction? Have they given up on Home Ownership Because the HST Holiday seems to be meant for Speculators Support the show

Send us Fan Mail Heading To Record Levels Scott outlines the multiple reasons for the steady acceleration of personal Insolvencies in Canada It's a steady upward path with a real possibility of becoming a 2-to-3-year record level of Insolvent Canadians Scott explains why Ontario Homeowners had almost ZERO Insolvencies for over a decade & have now increased to 11% of Ontario filings This is an almost perfect economic storm having its ultimate outcome Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos and Associates Support the show

Send us Fan Mail What's happening on the ground in Mortgages Top Butler Mortgage Broker Chris Bressi talks about what's happening in Mortgage World today Chris takes up to 20 calls a day from borrowers in 3 provinces and the feedback he has says a lot about what Canadians are worried about on Renewal Who's buying homes today & what their attitudes are And in the Age-Old Debate between Fixed & Variable, what's really happening Support the show

Send us Fan Mail What is going on in the Mortgage Investment Corporation Industry in Canada today? Because it looks like Hellsapoppin! Gating for some, Reduced Rates Of Return for some, Receivership for a small few And no one better to make sense of this than Derek How to do Alternative Mortgages right & how some get it wrong Let's unearth the facts Support the show

Send us Fan Mail The Shocking Contrast between A Professional Financial Advisor & A Real Estate Wealth Coach The Financial Advisor vets Tax Planning, Estate Planning, Insurance, Investments & more The Real Estate Coach only had ONE Strategy: Borrow MORE, Buy MORE REAL ESTATE How this lust for Real Estate Investment blew up after 2009 & for some people has ended in Tragedy today Support the show

Send us Fan Mail Dan is the President of Maple Financial a Major Canadian Alternative Lender Why is Alternative Lending such a growth industry? What's changed at the Big 6 Banks How has Regulatory Changes made it harder for some Canadians to get a Mortgage And how not all Lenders are alike Support the show

Send us Fan Mail It's a big thrill to have Jenni on our Podcast I knew Jenni before I ever met her from watching hundreds of hours of my Favourite Political Podcast: Curse of Politics Jenni brings the honesty & bluntness to Politics that I hope I bring to Mortgages Let's dive into the realities of the Political Moment today in Canada Carney, Trump, Ford, the whole thing Support the show

Send us Fan Mail Real Estate In BC With A Dash Of Alberta Politics, Policy & Prices are combining to create a chaotic environment on the West Coast Steve Saretsky & I dig into the bizarre Aboriginal Band issues that are causing Real Estate upheaval The many Government Housing Policies that may be revised soon The relentless decline in prices & sales activity And what the heck's happening with Alberta Multi-family projects Support the show

Send us Fan Mail Alternative Mortgage Lending: Lots Going On In Ontario Our guest is one of the top operators in the Alternative Lending Space & he is observing some big changes in the Marketplace Property Value Decline Increasing Mortgage Defaults More Power of Sales Actions More Stress In The System Why are some Mortgage Investment Funds Gating their Redemptions Are there some Corps Investors should tworry about? Support the show

Send us Fan Mail A deep dive on the last tortured stages of the Canadian Condo Crash with a man who knows all the secrets Peak Insanity in Vancouver: You have to sign a Non-Disclosure Agreement to learn the REAL offer price on a Condo Toronto sees Government Bailouts for Condo Developers: What's a Vulture Fund? How did 4 random guys get $1.33 BILLION in Government Enhanced Lending with a $6M down payment Sounds like End Times Support the show

Send us Fan Mail Telling The Truth Can Be Hard But It's NECCESSARY Sam Cooper & I got to know each other years ago on Social Media when we were both looking into the effects of Foreign Money coming into the Canadian Housing Market: we were both pretty much vilified by what we wrote Sam went on the become Canada's leading journalist on the subject of Foreign Money & Foreign Influence on Canada's Financial System & Governments at all levels Bestselling Author & dedicated Journalist, it's a great podcast Support the show

Send us Fan Mail Let's do a deep dive on the day to day of Mortgage Brokering in the Ontario today What are we seeing, what are the trends, what are the problems & what's going to happen next? Rob Campbell brings us a street level view of the issues and problems faced by Ontario home buyers and mortgage holders. There are some bright spots, and there's some concerns. Let's break it all down Support the show

Send us Fan Mail What's Going To Happen In GTA Real Estate This Year? Because there are some wrong ideas, misconceptions and outright misdirection about what's happening in the GTA real estate market today. John has key insights and on the ground feedback about what to expect and also sheds light on what the hell happened to all those RE Brokerage Trust Accounts where the money disappeared. Let's take a look at the what to expect in 2026 Support the show

Send us Fan Mail There has probably never been a better time to have the #1 Expert on gas and diesel prices in Canada on our show. As the war in the Middle East rages & the price per barrel of oil changing hourly, we need to know what we can expect. If the war goes on for any length of time; Dan has a startling and highly concerning idea of where the price per barrel can end up Here is the analysis Support the show

Send us Fan Mail A very deep dive on Canadian Real Estate Sales Trends & Price Expectations How long can prices keep falling? How much lower can they go? Will the number of homes sold keep falling? What about Rents? Will Immigration increase? When is the Real Estate Recovery We cover all this & more in an episode filled with facts Support the show

Send us Fan Mail Special Guest Vince Gaetano- Principal Broker at Owl Mortgage Ron & Vince break down what's going on in Ontario Mortgage World With more Canadians being forced to get involved with Alternative & Private mortgage lending because of deteriorating Economic conditions there are far more things that can go wrong with that lead to bad outcomes There are better strategies: better decisions to give better outcomes for borrowers Support the show

Send us Fan Mail Great to have Jeremiah back on the show for all things to so with Commercial Real Estate in Ontario What's going on with Condos Developmens? Has the Office Marker really taken off? What sort of Development Land Sales are going on? How are Warehouse Sales & Leasing performing? What's the Sweet Spot for Purpose Built Rentals? We cover all this & more Support the show

Send us Fan Mail What's Wrong With Canadian Housing Housing & particularly Young Canadians chances of Home Ownership is one of the most important issues in Canada today. How do it get so bad? Why is it so hard to fix? Why has government done so poorly on the policy side? Mike Moffat is the genuine article: a policy expert and and an honest broker of housing information. I have wanted him on the show for a long time, let's get some answers going Support the show

Send us Fan Mail AI: The Trillion Dollar Business We're pleased to Have Ron back on the Pod because AI just keeps getting bigger everyday The last 6 months has seen an explosion of Capitol Spending on AI. Hundreds of Billions to grow AI in North America & beyond What's the future look like? Will it turn out to be hype? Will it radically reduce some job categories Let's find out Support the show

Send us Fan Mail Are Aboriginal Land Claims Becoming A Forever Issue? My Guest Bruce Pardy is an acknowledged Expert on Property Rights Law in Canada & the question of just how many more Land Claims we will see coming to Courts across Canada looms large How many more? How will Claims effect Property Values And most importantly why are own Construction may guarantee it will keep happening Support the show

Send us Fan Mail Want to hear the latest trends in mortgage news? We have it. Blanket appraisal craziness. January marriage breakdown blues, what happens if people split but the house is worth less than the mortgage. The huge renewal wave is here. What's the impact? Consumer debt seems bigger than ever, should people refinance that debt? Or does it just make matters worse. Oh, and will we be hearing about the end of the stress test? All this and more in news from the front lines Support the show

Send us Fan Mail Real Truths About Real Estate As more misinformation grows about the direction of the Ontario RE Market, we bring back Dan Foch to discuss reality As some Realtors try to suggest we are "turning the corner" Dan can illustrate the facts Investors have vanished or switched to CMHC Multi-family First Time Home Buyers are making up a Bigger Share of the Purchase Market But prices are still too high for enough people to buy Prices stay down Support the show

Send us Fan Mail Senior advisor at Meredith Boessenkool & Phillips and Director of MBP Intelligence. Former Director of Communications for Pierre Poilievre What's wrong with Houses Prices in Canada. Even though house prices are falling in some Regions most Canadian House Prices remain Bat Shit Crazy, far too high for Young Canadians 35 & Under to a comfortable chance of owning a home to raise a family in We've been talking about this in Canada for the last 15 years with no real solution developing why can't we fix this after so long? Support the show

Send us Fan Mail Canadian Resources Are Back With Special Guest Heather Xner-Pirot- Director of Energy, Natural Resources and Environment program at Macdonald-Laurier Institute Heather is one of our Country's leading experts on Canadian Resource Industries & there have been some huge changes. Why is a Mortgage Broker thinking about Resource Extraction: because that's the future of Wealth Growth in Canada & that's how Canadians will have money for houses Support the show

Send us Fan Mail Insolvencies Soar Special Guest: Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos & Associates? Insolvencies are growing in Ontario & there's some new flexes in that world Did you ever think that Casino Gambling downloaded to your phone was going to be a positive? Or that buying rental Pre-construction properties was a guaranteed path to Wealth? Ron & Scott have the details Support the show

Send us Fan Mail The Contagion Speads SPECIAL GUEST Mark Morris- Lawyer at Legal Closing Wow! There is no sign of a bottom in the endless Dog Crate Condo Crash which we may upgrade from Crash to Catastrophe. Power of Sales for all types of Ontario Homes are heading for a Hockey Stick Graph And Mark's amazing adventures in China, a country he has been visiting & doing business in for years Support the show

Send us Fan Mail Road To Destruction Special Guest Jon Flynn - Broker of Record at Flynn Real Estate Inc., Brokerage How did we go so wrong in Canadian Real Estate. Let's go back to the beginning back 20 years & check the progression of Real Estate twists & turns with a 20 year Ontario RE Broker & Social Media Influencer Jon Flynn How did it all go wrong in Ontario Support the show